The cover available under the rural insurance umbrella extends across a wide range of industries within NZ. The insurance industry has responded by providing solutions to suit individual situations such as appear below.
This section includes cover for farm buildings, plant and contents along with covers for items such as livestock, farm dogs, hay & grain, woodlots, and contamination of milk.
This section provides cover for full accidental loss or damage to farm vehicles and provides benefits such as:
This protects you should an irrigation pump or large chiller/freezing unit breakdown due to fusion or accidental damage. Cover can be taken for any resultant spoilage of frozen or refrigerated goods following the breakdown.
This covers your legal liability for damage to other people’s property. Cover is available for:
As an employer this covers your liability for any injuries suffered by employees in the course of their employment should that cover not be provided under the current ACC legislation.
This covers your liability to pay fines or penalties imposed by the court under NZ statute law and the defence costs incurred. Fines are excluded under Health and Safety.
This includes a number of “limited cover” options providing:
We can also provide comprehensive cover in each of the following areas: